Serrano Law Firm, LLC

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860 236-9350  ▪  800 856-6400

690 Flatbush Avenue, West Hartford, CT 06110-1308

27 Holmes Avenue, Waterbury, CT  203 756-6100




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690 Flatbush Avenue West Hartford, CT  06110-1308

860 236-9350             800 856-6400  toll free     860 523-9101  fax

27 Holmes Avenue Downtown Waterbury 203 756-6100


Hartford Personal Injury Lawyer - Farmington, Waterbury, New Britain, Glastonbury, Naugatuck, Newington, Windsor  What If ... Car Accidents
Your Question:
    A car swerved at me and made me have a car accident.
Our Answer:

    Connecticut law requires insurance companies to protect their customers when they are injured in car accidents by drivers who have no insurance.  This coverage is generally provided under the policy’s Uninsured / Underinsured Motorist (called "UM" for short) provisions.

    To see how UM works, please see our What If ... section about Uninsured Motorists.

    Thanks to the Connecticut Supreme Court, the UM part of your automobile insurance policy also protects you if you an unknown driver makes a sudden, unexpected move and causes you to swerve and crash.

    On May 6, 1989, while driving on I-95 in Guilford, William Streitweiser was cut off by a driver, lost control of his 1979 Cadillac, struck a lightpole and was injured.  Mr. Streitweiser’s attorney took his car accident case to the Connecticut Supreme Court.  The justices ruled that UM insurance covered these kinds of swerve-and-run car accidents.  Streitweiser v. Middlesex Mutual Assurance Co., 219 Conn. 371, 593 A.2d 498 (1991).

    Your explanation of what happened  by itself  can be enough for you to get compensated for a swerve-and-run car accident. 

    When Dean Raffile woke up in the hospital with a fractured neck, he had no memory of how his auto accident happened.  Three weeks after an operation, he suddenly remembered a yellow Pontiac or Chevrolet station wagon had come out of a dirt driveway at a curve and caused him to swerve into a telephone pole.

    The insurance company argued that Dean’s word should not be enough to support a swerve-and-run auto accident case.  The Connecticut Supreme Court disagreed.  The court ruled that if a jury believes the victim of a swerve-and-run accident, then the insurance company has to pay out for the personal injury claim.  Keystone Ins. Co. v. Raffile, 225 Conn. 223, 622 A.2d 564 (1993).

    At the Serrano Law Firm, we know Connecticut auto accident and personal injury law.  We are familiar with Connecticut case law (court rulings on car accident cases)  that can help you be compensated for your injuries if you are hurt in a motor vehicle accident.

    And if the insurance company will not settle your car accident case for a reasonable amount, we have the skill and experience to forcefully and effectively present our your personal injury case to a jury.


When You Need a Connecticut Accident Lawyer,

Rely on Us for Skill, Determination and Experience.



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Please note that our law firm's website is designed to provide only general legal information.

This information is not intended to be legal advice for your individual situation.

Call us for personal injury, Social Security, divorce, bankruptcy, immigration, workers compensation and criminal cases.

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